健康保险
作为F-1或J-1国际学生, you are required to purchase the university-sponsored health insurance plan, 联合医疗保健(UHC)学生资源. 这里是我们的政策和如何注册的信息.
作为F-1或J-1国际学生, you are required to purchase the university-sponsored health insurance plan, 联合医疗保健(UHC)学生资源. For 2023-24, the Student 健康保险 Plan costs $1,930 annually. Please note that for the 2024-25 academic year, the annual cost will increase to $2088.
Do not purchase health insurance in your home country to meet the 十大菠菜台子 health insurance standards, which are compliant with the United States Federal Health Care Reform Law known as the Patient Protection and Affordable Care Act (PPACA). There are only a very limited set of circumstances that will allow you to waive out (see below).
UnitedHealthcare offers a quality health plan with a reasonable premium. This policy has benefits including no deductible and benefits paid at 100 percent when care is received at 葛培理健康中心. Services outside of 葛培理健康中心 have a $500 deductible for any care; however, 可能会适用额外的免赔额.
If you have any questions or concerns about the accessibility of the content or documents on this page, 请浏览我们的 公众无障碍声明.
请注意以下重要指引:
- 学生只能按学期或年度付费. Monthly coverage is not permitted for degree seeking students.
- Scholars and short term students are eligible for monthly billing.
- Waiver requests must be received by the ISSO by the portal closing date for that semester. 迟交的豁免申请将不予考虑. 如果收到迟交的豁免请求, the waiver will be kept on file and eligible for consideration during the next portal open period.
- Full annual coverage is required for all students unless proof of graduation in fall or winter semester is received by the ISSO by the portal closing date.
- J-1 exchange students are required to enroll in person at the ISSO office within five days of the semester start date in which they begin academic study.
- 从2020-21学年开始, students on OPT or OPT STEM through 十大菠菜台子 are eligible to enroll themselves and their dependents in our insurance plan.
现在招收 联合医疗
如果你有备用同等保险, 你可以通过豁免程序申请豁免. The waiver process will exempt you from purchasing the university-sponsored health plan under two conditions only:
- You have a scholarship from your government which includes a United States-based health plan (Saudi Arabia, 科威特, 阿联酋, 伊拉克, 富布赖特/ Amideast, 阿曼)
- You are covered under a United States employer-based health plan, either as an employee in your own right or as a dependent of a parent or spouse. 在这种情况下, you are required to purchase the medical evacuation and repatriation plan separately ($110).
在您向上述联合医疗机构申请豁免后, you also need to submit the form below to the ISSO to submit a copy of your alternative insurance card to the ISSO for approval. Policies that do not meet one of the two conditions above will not be accepted as adequate insurance coverage.
提交 健康保险豁免表格 完成您的豁免申请.
健康保险 Options for F-2 and J-2 (Dependents): F-2 dependents are strongly recommended to carry health insurance at all times. Serious accident and illness that may occur when a person is uninsured can result in many problems receiving adequate care and paying the extremely high costs of American health treatment. If you would like to add your F-2 dependents to your UHCSR 健康保险 Plan, 请参阅ISSO了解更多信息. J-2 dependents are required by United States federal law to carry health insurance at all times. The ISSO does not require J-2 insurance be provided by UHCSR 健康保险 Plan, but if alternative insurance is purchased instead of UHCSR 健康保险, a copy of the alternative insurance must be placed on file with the ISSO.J-1 scholars are required to purchase the UnitedHealthcare plan for the entirety of their stay at 十大菠菜台子. 在ISSO的指导下, your international adviser will go over the UnitedHealthcare plan, 帮你登记剩下的住院时间.
我们将接受J-2家属的替代保险, 如果十大菠菜台子希望在其他计划中登记家属. All J-2 dependents are required by United States federal law to carry health insurance at all times. J-2健康保险的最低要求是:
- 每次事故或疾病至少10万美元的医疗津贴.
- 遣返遗骸的款额为$25 000.
- Expenses associated with the medical evacuation of the exchange visitor to his or her home country in the amount of $50,000.
- 每次事故或疾病的免赔额不超过500美元.
J-1 scholars must provide proof of insurance for all J-2 dependents meeting the specified insurance requirements within five days of arrival.
If you have insurance through a Fulbright or Amideast program, or if you have 十大菠菜台子 employee insurance as part of your employment on campus, 请电邮至Joanne Tarling ((电子邮件保护))豁免联合医疗保险.